You don’t have to be irresponsible to get stuck in this system.
You can do everything right — and still not get the care you need.
When my daughter Kaitlin joined the military at 17, she did what responsible young adults do: she got coverage, structure, and stability.
But when she needed anti-fatigue glasses, she was told no.
“No symptoms.”
“No exam.”
“No access.”
She finally paid cash out-of-network to get the answers the system refused to give her.
Years later, she transitioned out of the military with two kids and a husband — straight into homelessness and Medicaid during the pandemic.
She did everything right again.
She worked hard, found a six-figure job, paid $1,400 a month for private insurance, and put another $700 into a health savings account just to feel safe.
And then life happened.
A fall while rollerblading led to a serious back injury.
Her deductible wasn’t met.
Her imaging was over $500.
She panicked — like every family does. When she called me, I asked her if she had reached her deductible. We are at the end of the year, and the deductible resets in January. I asked her if she would be willing to look at a different way.
With my blueprint method, she went in prepared, asked for the right imaging, and used the tools I taught her. Her doctor said, "This eliminates so many possibilities, no need for a PT referal, lets get an X-ray.
The same X-ray?
$135 cash.
She walked out with clarity, answers, and a plan.
And that’s when families realize:
"I can learn to do this and save money, time, and get the care I need without more red tape."
